:root{--bg:#f6f8fb;--surface:#fff;--ink:#15202b;--muted:#5d6978;--line:#d8e2ea;--teal:#0f766e;--blue:#2563eb;--amber:#d97706;--soft:#e9f5f3;--shadow:0 18px 45px rgba(21,32,43,.08)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);font-size:16px;line-height:1.65;letter-spacing:0}img{max-width:100%;height:auto}a{color:var(--teal);text-underline-offset:3px}.container{width:min(1120px,calc(100% - 32px));margin-inline:auto}.skip-link{position:absolute;left:16px;top:-60px;background:var(--ink);color:#fff;padding:10px 14px;border-radius:6px;z-index:10}.skip-link:focus{top:12px}.site-header{background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5;backdrop-filter:blur(12px)}.nav-wrap{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:inline-flex;align-items:center;gap:10px;color:var(--ink);font-weight:800;text-decoration:none}.brand-mark{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:8px;background:linear-gradient(135deg,var(--teal),var(--blue));color:#fff;font-size:.9rem}.site-nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}.site-nav a{color:var(--ink);text-decoration:none;padding:10px 12px;border-radius:7px;font-weight:650}.site-nav a:hover{background:var(--soft)}.nav-toggle{display:none;min-height:44px;border:1px solid var(--line);background:#fff;border-radius:7px;padding:8px 12px;font:inherit;font-weight:700}.hero{background:linear-gradient(180deg,#eef8f5 0%,#f6f8fb 100%);padding:58px 0 42px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(300px,.75fr);gap:38px;align-items:center}.eyebrow{margin:0 0 10px;color:var(--teal);font-weight:800;text-transform:uppercase;font-size:.84rem}.hero h1{font-size:clamp(2rem,4vw,4.2rem);line-height:1.05;margin:0 0 18px;letter-spacing:0}.lead{font-size:1.16rem;color:#344253;margin:0 0 22px;max-width:68ch}.notice{border-left:4px solid var(--amber);background:#fff8eb;padding:13px 16px;border-radius:7px;margin:20px 0 0;color:#533a10}.hero-media{margin:0}.hero-media img{display:block;border-radius:8px;box-shadow:var(--shadow);background:#fff}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:20px 0}.hero-kpis{display:flex;flex-wrap:wrap;gap:10px;margin:10px 0 2px}.hero-kpis span{display:inline-flex;align-items:center;min-height:34px;padding:6px 10px;border:1px solid #c7dedb;background:#fff;border-radius:7px;color:#23424a;font-weight:800;font-size:.92rem}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:11px 16px;border-radius:7px;text-decoration:none;font-weight:800;border:1px solid transparent;cursor:pointer;font:inherit}.btn-primary{background:var(--teal);color:#fff}.btn-secondary{background:#fff;color:var(--ink);border-color:var(--line)}.btn-soft{background:var(--soft);color:var(--teal);border-color:#bbddd7}.section{padding:44px 0}.section:nth-child(even){background:#fff}.section h2{font-size:clamp(1.55rem,2.4vw,2.25rem);line-height:1.2;margin:0 0 16px}.section p{max-width:76ch}.card-grid{display:grid;gap:18px;margin-top:20px}.card-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.card-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.card{background:var(--surface);border:1px solid var(--line);border-radius:8px;padding:20px;box-shadow:0 10px 24px rgba(21,32,43,.04)}.section:nth-child(even) .card{background:#fbfdff}.card h3{margin:0 0 8px;font-size:1.12rem;line-height:1.3}.card p{margin:0 0 12px}.text-link{font-weight:800}.steps{padding-left:22px;max-width:78ch}.steps li{margin:10px 0}.link-panel,.source-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}.link-panel a,.source-links a{display:inline-flex;min-height:42px;align-items:center;border:1px solid var(--line);border-radius:7px;background:#fff;padding:8px 12px;text-decoration:none;font-weight:700}.cta-panel,.source-panel{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-top:22px;padding:20px;border:1px solid #c7dedb;border-radius:8px;background:linear-gradient(135deg,#ffffff,#eef8f5)}.panel-title{margin:0 0 4px;font-weight:900;color:var(--ink)}.source-panel{display:block}.source-panel .panel-title{margin-bottom:10px}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px;background:#fff}table{width:100%;border-collapse:collapse;min-width:680px}th,td{text-align:left;padding:14px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#eef8f5}.faq-list{display:grid;gap:12px;max-width:860px}details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 16px}summary{font-weight:800;cursor:pointer}.fact-list{display:grid;gap:10px;max-width:760px}.fact-list p{margin:0;padding:14px 16px;background:#fff;border:1px solid var(--line);border-radius:8px}.form-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.55fr);gap:22px;align-items:start}.contact-form,.verify-form,.contact-box{background:#fff;border:1px solid var(--line);border-radius:8px;padding:20px}.contact-form{display:grid;gap:14px}.contact-form label,.verify-form label{display:grid;gap:7px;font-weight:800}.contact-form input,.contact-form select,.contact-form textarea,.verify-form input{width:100%;min-height:46px;border:1px solid var(--line);border-radius:7px;padding:10px 12px;font:inherit;background:#fff}.contact-form textarea{min-height:130px}.verify-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr)) auto;gap:14px;align-items:end;max-width:980px}.result{font-weight:800;color:var(--teal)}.article-list .card h3 a{color:var(--ink);text-decoration:none}.footer{background:#111827;color:#e5eef8;padding:34px 0 18px}.footer a{color:#b8fff5}.footer-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,.9fr);gap:28px}.footer-brand{font-size:1.25rem;font-weight:900;margin:0 0 8px}.footer-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px}.footer-links a{padding:6px 0}.footer-note{border-top:1px solid rgba(255,255,255,.16);margin-top:22px;padding-top:16px;color:#d5dde8}@media (max-width:860px){.nav-toggle{display:inline-flex}.site-nav{display:none;position:absolute;left:16px;right:16px;top:72px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:10px;box-shadow:var(--shadow)}.site-nav.is-open{display:grid}.site-nav a{min-height:44px}.hero-grid,.form-grid{grid-template-columns:1fr}.hero{padding-top:36px}.card-grid.three,.card-grid.two{grid-template-columns:1fr}.verify-form{grid-template-columns:1fr}.cta-panel{display:grid}.footer-grid,.footer-links{grid-template-columns:1fr}}